Digital Wallet for Financial Institutions: Helping You Win Unbanked Markets
Revolutionize the way your bank interacts with the world’s unbanked population. Our digital wallets are your gateway to faster revenue growth and a broader audience reach.
Tap into the Untapped
Seize the Global Market Potential of Financial Inclusion and Digital Payments
Launching your digital wallet business is never late, but the sooner you start, the better competitive advantage you will get.
Why now is just the right time for your bank to jump in:
Unlocking Financial Inclusion
Over 1.7 billion adults worldwide still lack access to formal financial services.
Market of the Future
Global digital payment transactions are set to reach $10.07 trillion by 2026, growing at a CAGR of 13.5%.
Untapped Opportunities
The unbanked population represents a vast market segment waiting to be served.
Emerging Economy Advantage
Explore immense growth potential in digital wallet solutions within rapidly evolving economies.
Regulatory Support
Governments and regulatory bodies actively promote financial inclusion initiatives.
Leverage Embedded FinTech Advantage
By using digital wallet solutions, banks can broaden their customer base and revenue streams.
All-round ecosystem for your business
Digital wallets and more: All you need to succeed
Seamlessly Integrated Digital Wallet
Experience the convenience of a separate payment instrument with a built-in ledger and personalized loyalty reward functionality, captivating customers and enhancing their financial journey.
Comprehensive Ecosystem Tools
Unify users, merchants, agents, and other payment instruments on one powerful platform. Our ecosystem tools foster seamless connections, unlocking new possibilities for financial transactions and interactions.Gateway to a Mobile Marketplace
Increase your customer engagement and satisfactioon with mobile gifts, a valuable service that enables merchants and customers to send personalized gift certificates for specific products or e-money. Get a custom feature-rich solution to build long-lasting customer relationships and loyalty while serving various marketing purposes.
Payments
Seamlessly Integrated Digital Wallet
We bring all the required payment tools into your own digital wallet, creating new ones (based on e-money) and connecting those that are available in your market, including major payment systems, loyalty points, mobile money and so on. Give a competitive edge to your ecosystem and enable merchants with modern acquiring capabilities.
Rewards
Comprehensive Ecosystem Tools
Wallet Factory’s Digital rewards platform helps engage and encourage customers and merchants with personalized rewards. Set up purchase and referral bonuses, cashback, build your advanced loyalty program, run product campaigns and promotions, grow your customer and merchant bases and keep people active within your ecosystem.
Marketplace
Gateway to a Mobile Marketplace
Monetize your wallet solution using the in-app digital marketplace composed for your market. Let your customers enjoy a variety of desirable products like loans, international remittances, vouchers and gift cards, diversifying and growing your revenue streams: transactional fees, interest income, discounts and money left.
Technology partners:
INDUSTRIES WE SERVE
Financial value catered to every business need
Wallet operators
Providing businesses with personal financial services for their customers
Banks
Enabling banks with digital transformation benefits of all-round financial platforms
PORTFOLIO HIGHLIGHTS
Ensuring financial inclusion across underbanked regions
MENA
LatAm
CEE / Central Asia
South-East Asia
South Africa
projects
(incl. the US)
worldwide
why choose us
Great business prospects at your disposal
The reasons why banks and NBFIs in developing regions choose to implement our Digital Wallet platform:
Financial Inclusion
Provide the unbanked with access to digital financial services like money transfers, payments, and savings.
Mobile Penetration
High mobile phone usage makes it an ideal environment for mobile-based financial services like Digital Wallets and Rewards.
New Revenue Streams
Digital Wallets open up new revenue streams for banks and NBFIs. Optimize transaction fees and earn revenue from 3P partnerships.
Increased Customer Engagement
Improve customer engagement with a convenient and user-friendly platform for financial transactions.
Proven Experience
With a proven track record of successful implementations in various markets, banks are sure to have a reliable wallet business.
Competitive Advantage
As more and more banks and fintech companies offer digital financial services, having a robust and user-friendly Digital Wallet platform can give a bank a competitive edge.
Quick Deployment
The platform is deployed in 3-4 months, allowing banks to quickly launch their digital wallet services and start serving customers.
Integration with Existing Systems
Seamless integration with a bank’s existing core banking system, ensuring frictionless operations and data exchange.
Innovation and Future-Proofing
Digital Wallet platform helps businesses adapt to future changes and innovations in the financial services sector.
Scalable architecture
Wallet Factory’s platform is scalable, allowing banks to easily expand their digital wallet services as their customer base grows.
Quick Deployment
Wallet Factory’s platform can be deployed in 3-4 months, which is a relatively short time frame for such a complex system. This allows banks to quickly launch their digital wallet services and start serving customers.
Subscription Pricing
Wallet Factory offers a subscription pricing model, which can be more affordable for banks, especially those in developing markets. This model allows banks to start offering digital wallet services without a large upfront investment
Ongoing Support and Updates
Tech support ensures the platform remains up-to-date with the latest technological advancements and security standards.
CLIENTS FEEDBACK
Our clients about working with us
everyday usage along with a lot of excitement to the Caribbean market and beyond.” —
Agata Ruta
Head of Digital, Business and Retail Banking at the Belize Bank Limited
customers in the MENA region while meeting their expectations for a cutting-edge accessible digital wallet application. We truly appreciate Wallet Factory for its immense contribution to our mobile payment platform development and solid support and maintenance.” —
Rabih Kassab
zaky Product Owner at areeba (Lebanon)
merchants towards the widespread
adoption of digital payments in the Egyptian market.” —
Hesham Omran
Chief Technology Officer at EasyCash (Egypt)
Recognition
Proven fintech solutions that bring value
Trusted by top IT review platforms and business communities
Pricing and ROI
A Promising Investment in Digital Wallet Business
Our digital wallet solution comes with a competitive pricing model that ensures a strong return on investment (ROI) for banks.
Pricing Model
- Tailored pricing options to accommodate your bank's specific needs and scale.
- Flexible choices, including licensing fees and transaction-based models.
- Transparent pricing aligned with the value delivered by our digital wallet solution.
Cost-saving Benefits
- Streamline manual processes and paperwork, reducing operational costs.
- Minimize expenses associated with physical branches and cash handling.
- Eliminate costs tied to traditional payment methods, embracing digital efficiency.
Revenue Generation
- Drive customer engagement and loyalty with a seamless digital experience.
- Unlock new revenue streams through transaction fees and merchant partnerships.
- Capitalize on value-added services and premium features for additional revenue.
Return on Investment (ROI)
- Achieve a robust ROI with increased customer acquisition and retention.
- Leverage the digital wallet platform for enhanced cross-selling opportunities.
- Improve operational efficiency and resource utilization, leading to cost savings.