Loyalty gift cards, Canada
An all-in service to facilitate digital transactions that create customer value. Enable your digital financial ecosystem with cloud-based infrastructure to operate stored-value items at scale.
Looking for ready-made FinTech products?
USE CASES
Reach your niche and audience with cloud stored-value service
Provide your customers with new open-loop payment options
A digital wallet for electronic money transfers and QR-code payments for goods and services
Create a prepaid closed loop wallet under your own brand
Custom-built eWallets to digitize local businesses and personalize customer financial experiences
Fuel wallet with in-app liter units for gas stations nearby
Add value to your brand with a special mobile app while letting your customers have quick access to fuel at a favorable price
A special wallet for cashback and refund purposes
Stimulate customer engagement with credible cashback and refund policy for online purchases
THE BENEFITS YOU GAIN
Untap the eWallet potential for greater operational efficiency
Cost-effectiveness
Unlike expensive on-prem models, the pay-as-you-go approach lets you optimize your financial business operational costs
Real-time transactions
Impress your customers with instant money tranfers, in-app, in-store, and online payments
Scalable service
Create and manage multiple wallets for all your customers, merchants, and agents with smooth scaling capabilities on demand
One-click advantage
QR technology for instant interactions between customers and merchants like scan-to-pay, immediate cash-in, etc
SERVICE FEATURES
Feature-rich functionality to empower your stored-value business
Wallets
- Open-loop wallets with electronic money
- Create wallets for customers and business users to keep eMoney assets and use them for further payments and other transactions
- Paid closed-loop wallet
- Create customer wallets to enable upfront payments for merchant services on favorable terms
- Pre-paid wallet to store any kind of values (liters of gasoline, cups of coffee)
- Create customer wallets to enable upfront payments for on-demand services
- Special wallet to accumulate cash-backs or refunds
- Create customer wallets with favorable terms for cashback and refunds
Transfers
- P2P (peer-to-peer) transfers
- Send money or any other kind of stored value (points, liters, gifts, etc.) to registered and unregistered wallets using a receiver’s phone number. Choose from your in-app Favorites list, phone address book, or input manually
- R2P (request-to-pay)
- Send your requests directly to remitters’ apps, share a link or generated QR code for making money transfers in one click
- Split the bill
- Split your recently paid bills with other people by setting the respective shares and sending them requests to pay
P2M (peer-to-merchant) payments
- Static QR in-store payments
- As a merchant, let customers scan your printed or in-app static QR code to pay for your services with money or any other kind of stored value (points, liters, etc.) at any amount set by a customer
- Dynamic QR in-store payments
- As a merchant, generate a QR invoice to let customers scan it and pay for your services
- In-app payments via a shared link
- As a merchant, generate an invoice and share it with customers via any available messenger letting them follow your link to pay for your services
- Bill payments
- Pay any due bills online with in-app payment features just in one click
- P2M refunds
- Based on a customer’s request, a merchant or their supervisor with respective access rights can initiate a partial or full refund to a customer
Top-up, withdrawals, and redemption
- Cash in and out via cash agents
- As a cash agent, scan a static QR code on a customer wallet app to refill customer account with cash or withdraw cash from account
- Cash in and out via API-integration with any existing channel
- Integrate any third-party payment service or tool via API to enable customers with cash refill and withdrawal options (cards, bank accounts, ATMs, or cash machines etc.)
- Store any kind of value on customer wallets
- Refill customer wallets with any kind of digital assets (gifts, gas litres, trips, tickets etc.) pre-configured in your closed loop wallet ecosystem
- Stored values redemption
- Redeem any kind of stored value items via customer and business wallet apps
Get our eWallet service whitepaper to explore its feature set in detail
MULTICHANNELNESS
Smooth infrastructure that works flawlessly across multiple interfaces
- Mobile app for customers
- Mobile app for business users
- Web portal for business users
- Tenant admin console (web)
- Merchant API
- Others (upon integration)
WHAT'S INCLUDED
Manage verifications end-to-end
User experience
- Pre-built user interface
- Customizable colors and brand settings
- Localized in 33 languages
- Mobile and web capture
Verification methods
- Verify government IDs from over 33 countries
- Biometric photo ID-matching with selfie
- Validate name, date of birth, and local ID number
Fraud prevention
- Enforce live capture
- Machine learning and manual review process
- Cross reference keyed-in ID number with document data
- Restrict accepted ID types
Security & privacy
- Pll data encrypted at rest
- Programatically delete and redact user data
- Explicit user consent flow
- Data minimization