Bonuses processing in Malaysia

Digital enterprise platform enabling a highly engaging and personalized solution for any-sized business to start your own or coalition-based loyalty program for improving customer engagement and sales stimulation campaigns

Industry solutions

Holistic reward ecosytem to impress, grow and engage your customer base

Large retail networks

Develop devoted communities to resist competition with scheduled marketing activities and advanced analytical capabilities

Motivational programs for billers

Encourage customer culture with reward and money-saving campaigns for timely and advance payments for utility bills


Launch a captivating multi-tenant loyalty program with a common ‘bonus’ currency across your network

Wallet operators

Your financial inclusion efforts will gain much stronger momentum with the advanced engagement capabilities

Paid loyalty programs

Collect recurring fees for the premium benefits you deliver. Improve quality of your audience

digital rewards platform features

Full-fledged rewards solution for you and your partners to engage customers and stimulate sales

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Rewards engine

Profiling and CRM capabilities

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Marketing activity management


Come up with your unique, holistic loyalty program to improve interactions with your customers



The platform is easily connectible with your databases, software, and hardware



Wallet Factory’s reward platform can be tweaked to perfectly match your business needs

real time performance

Real-time performance

Effective communication with customers through multiple channels

sophisticated rewards

Sophisticated rewards

Holistic management tools provide a meaningful way to connect purchases from every channel

holistic financial ecosystem

A single entry point to power up your omnichannel strategy

Open source API allows for the widest variety of implementations:

Sales equipment / channels


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Leverage industry’s proven best practices

best tech stack

Best tech stack

Tap into FinTech solutions backed by the latest yet tried-and tested technology innovations in product development and design

seasoned in house staff

Seasoned in-house staff

Get a reliable well thought-out digital platform built, delivered, and supported by senior IT experts in software engineering & DevOps

market readiness

Market readiness

Accelerate your company’s time-to- market rates with customer approved digital solutions perfectly tailored to your brand identity and individual business needs

big picture approach

Big picture approach

Enjoy a robust end-to end platform solution based on holistic strategies and deep analytical insights into your business specifics and customer expectations

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Bonuses processing in Malaysia
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Manage your loyalty campaigns with ease

Leverage a wide range of features included in our Rewards platform to build and deploy your full-scale customer reward programs that boost customer loyalty, increase engagement rates, and enhance experiences with your digital financial services

Rewards engine


Marketing activities




Book your demo
session now!

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    Bonuses processing in Malaysia

    Customer loyalty means trust. It is necessary that the platform works flawlessly. Another key success factor of loyalty programs is a professional system and the team behind it. Processing of bonuses in mLoyalty is based on the payment processing that guarantees security and maximum transaction processing speed.

    Customer accounts, accounting of bonuses, virtual units, discounts and accounting of limitations on goods – our processing manages all of that and even more. It administers high-load systems for smooth operation, replicates large amounts of data, manages backup channels, and protects web interfaces.


    Personalization of promotions and offers for your customers – is thousands of offers running simultaneously which our processing will handle.

    Bonus calculation mechanics: accumulation and write-off/h2>
    Bonus points accumulation rules along with the methods of writing them off are managed by your business needs. There are 3 main methods of bonus accumulation for your clients:


    Bonuses accumulation rate is the same, regardless of the amount spent by the client.

    Bonuses from purchases increases depending on the amount spent.

    Amount of bonuses received from buying varies depending on the product, time or place of purchase, sales channel, customer segment, etc. Primarily, this mechanic is used to regulate demand in the selected segment.

    Additionally, the accumulation of bonuses can be divided into unconditional and conditional types. Unconditional points are accumulated when a product or service is purchased, regardless of other factors, while accrual of conditional points requires the client to perform certain actions.

    Bonus calculation mechanics: write-off

    Customers will be interested in accumulating bonus points only if the company provides an opportunity to spend them profitably on the benefits relevant to the customer. As part of the creation of the program, you can choose how customers will be able to use points: