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Digital Wallets for Banks:
Get Faster Opportunities to Acquire Unbanked Population

Accelerate your revenue growth with digital wallets to seamlessly enter unbanked markets, eliminating barriers to traditional banking services and captivating previously unreached audiences. Embrace a cost-efficient, fast time-to-market solution for expanding your bank’s horizons.

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Tap into the Untapped

Seize the Global Market Potential of Financial Inclusion and Digital Payments

Launching your digital wallet business is never late, but the sooner you start, the better competitive advantage you will get.

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Why now is just the right time for you bank to jump in:

Unlocking Financial Inclusion

Over 1.7 billion adults worldwide still lack access to formal financial services.

Market of the Future

Global digital payment transactions are set to reach $10.07 trillion by 2026, growing at a CAGR of 13.5%.

Untapped Opportunities

The unbanked population represents a vast market segment waiting to be served.

Emerging Economy Advantage

Explore immense growth potential in digital wallet solutions within rapidly evolving economies.

Regulatory Support

Governments and regulatory bodies actively promote financial inclusion initiatives.

Expand Your Business Horizons

By leveraging digital wallet solutions, banks can broaden their customer base and revenue streams.

Empowering Financial Inclusion

Wallet Factory's Unique 3-in-1 Digital Wallet Platform

Wallet Factory, a leading e-wallet provider serving banks and non-banking financial institutions across developing markets in Africa, MENA, and LatAm. Our mission is to facilitate the transition from a “Cash Heavy” to a “Cash Lite” society, aiming to include unbanked citizens into the financial system through our clients.

Seamlessly Integrated Digital Wallet

Experience the convenience of a separate payment instrument with a built-in ledger and personalized loyalty reward functionality, captivating customers and enhancing their financial journey. 

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Gateway to a Mobile Marketplace

Unlock a world of services within our digital wallet platform. Our mobile marketplace serves as a robust base, integrating essential offerings such as remittances, loans, mobile gifts, certificates, and coupons. Capitalize on coalition-based programs and third-party services integration within a single, user-friendly interface. 

Comprehensive Ecosystem Tools

Unify users, merchants, agents, and other payment instruments on one powerful platform. Our ecosystem tools foster seamless connections, unlocking new possibilities for financial transactions and interactions.

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Solution Highlights

Stay Ahead with Digital Wallet Platform by Wallet Factory

Simplified Onboarding Process

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For banks test

Multiple Wallet Levels

Versatile Transaction Options

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Government Payment Integration

Cashless Top-up and Cash-out

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Expense Tracking and Budgeting

Join us in our pursuit of financial inclusion

Vast opportunities to Tap Into

Helping You Reinforce Your Traditional Banking Business

We do respect the way you run your financial business. But when you reach a business growth limit, it’s time to leverage innovative tech-enabled solutions that help you win new previously unbanked audiences.

The reasons why banks in Africa and other rapidly developing economies are interested in integrating a Digital Wallet platform:

Financial Inclusion

A significant portion of Africa’s population remains unbanked or underbanked. Digital Wallets can provide these individuals with access to financial services, such as money transfers, payments, and savings, without the need for a traditional bank account.

Mobile Penetration

Africa has a high rate of mobile phone usage, even in rural areas. This makes it an ideal environment for mobile-based financial services like Digital Wallets.

Lower Operational Costs

Africa has a high rate of mobile phone usage, even in rural areas. This makes it an ideal environment for mobile-based financial services like Digital Wallets.

Increased Customer Engagement

Digital Wallets can increase customer engagement by offering a convenient and user-friendly platform for financial transactions. They can also be integrated with loyalty and rewards programs to further enhance customer engagement

New Revenue Streams

Digital Wallets can open up new revenue streams for banks. They can charge fees for certain transactions, and they can also earn revenue from third-party partnerships, such as with retailers or service providers.

Competitive Advantage

As more and more banks and fintech companies offer digital financial services, having a robust and user-friendly Digital Wallet platform can give a bank a competitive edge.

Regulatory Support

Many African governments and regulatory bodies are supportive of digital financial services as a means to increase financial inclusion. This can make it easier for banks to launch and operate Digital Wallet platforms

Innovation and Future-Proofing

As technology continues to evolve, banks that adopt digital solutions like Digital Wallets are better positioned to adapt to future changes and innovations in the financial services sector

Proven Experience

Wallet Factory has a track record of successful implementations of Digital Wallet platforms in various markets. This proven experience can give banks confidence in the quality and reliability of the platform

Quick Deployment

Wallet Factory’s platform can be deployed in 3-4 months, which is a relatively short time frame for such a complex system. This allows banks to quickly launch their digital wallet services and start serving customers.

Subscription Pricing

Wallet Factory offers a subscription pricing model, which can be more affordable for banks, especially those in developing markets. This model allows banks to start offering digital wallet services without a large upfront investment

Comprehensive Solution

Wallet Factory’s platform offers a 3-in-1 approach, providing a digital wallet, tools for the payment ecosystem, and a base for a mobile marketplace. This comprehensive solution can meet a wide range of a bank’s needs.

Customization and Branding

Wallet Factory’s platform allows banks to launch their own branded digital wallet, enhancing their brand’s visibility and customer engagement. The platform can also be customized to meet the specific needs and requirements of each bank

Integration with Existing Systems

Wallet Factory’s platform can be integrated with a bank’s existing core banking system, allowing for seamless operations and data exchange.


Wallet Factory’s platform is scalable, allowing banks to easily expand their digital wallet services as their customer base grows.

Ongoing Support and Updates

Wallet Factory provides ongoing support and updates for their platform, ensuring that it remains up-to-date with the latest technological advancements and security standards.


The Success of E-kyash and the Belize Bank Partnership Harness the digital wallet potential just like other banks!

Witness the remarkable success story of E-kyash, the pioneering digital wallet solution, in collaboration with the Belize Bank Ltd. Together, we have revolutionized Belize’s financial landscape, driving financial inclusion and achieving significant milestones.

Achievement in Financial Inclusion:

Impressive Adoption Rates:

Positive Impact on the Economy:

getting a competitive edge

The Benefits of Implementing a Digital Wallet Platform by Wallet Factory

Embrace the benefits of Our Digital Wallet Platform for your banking business:

Increased Customer Base and Revenue Streams

Strengthened Customer Relationships and Loyalty

Market Differentiation and Competitive Advantage

Cost Savings and Operational Efficiency

Enhanced Data Insights and Analytics

Flexibility and Security

Empowering Banks with Customization and Peace of Mind

Discover the unparalleled flexibility and security offered by our digital wallet solution. We understand that every bank has unique requirements, which is why our solution stands out in the following ways:


Tailored Solution for Banks

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Integration with Existing Systems


Secure Data Exchange

best tech stack

Scalable Architecture

Expertise that Brings You Value

Get a Trusted Partner in Digital Wallet Development

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Extensive Experience

“>A proven track record of delivering high-quality, tailored digital wallet solutions for banks worldwide


Compliance and Security

Focus on compliance, data privacy, and security to ensure the integrity of user information and transactions

seasoned in house staff

Dedicated Technical Team

Committed developers, architects, and engineers that provide top-notch tech solutions, continuous training, and prompt support

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Collaborative Approach

“>Close work with clients, maintaining open communication to tailor solutions according to specific requirements for successful delivery

Streamlined Implementation Process

From Vision to Success

Our implementation process is designed to ensure a seamless and successful deployment of your digital wallet solution. We provide comprehensive support and guidance throughout the journey. Here’s a breakdown of the stages:


 Requirement Gathering

Pricing and ROI

A Promising Investment in Digital Wallet Business

Our digital wallet solution comes with a competitive pricing model that ensures a strong return on investment (ROI) for banks.

Pricing Model

Cost-saving Benefits

Revenue Generation

Return on Investment (ROI)


Book your demo
session now!

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