Loans management
Provide your customers and merchants with a special level of financial flexibility by enabling any desired kinds of credits and loans. Encourage more valuable transactions and add a new manageable revenue stream to your business!
USE CASES
All the retail loans / credit types are covered
Customer loans
- Payday loans
- Buy now, pay later (BNPL)
- Microfinance programs
- Instalment personal loans
- Student loans
- Car loans
- Peer-to-peer (P2P) lending
Business loans
- Leasing & auto loans
- POS finance
- Mortgage
- Line of credit
THE BENEFITS YOU GAIN
Provide your customers with all types of loan options online
No huge Capex
Only Opex, much lower than supporting and maintaining any proprietary systems
Transparent pricing
Based on the number of your transactions and required features
Flexibility and connectivity
Customizable for your needs and market regulations, fully API-based, integrable with any credit history services
Safety and security
AI-based scoring system that allows you to make clear and fast decisions for credit clients
SERVICE FEATURES
Feature-rich functionality for easy lending enablement
Scoring & Decision engine
- Automated credit scoring made in minutes
- Bankruptcy and insolvency verification
- Credit bureau verification (upon integration)
- ID verification (by operator or upon integration)
- Black-lists (proprietary and global)
- Anti-money laundering monitoring
- Flexible product selection
Credit servicing & Debt collection
- Loan products configurator
- Credit calculator with payment schedule
- Automated generation of any documents related to credit issuing
- Digital signing of the documents right on the device screen
- Integration with the accounting system
- Data transfer to the Credit Bureau
- Possibility of issuing a card for a loan
- Arrears regulation
Marketing & CRM for Loan operations
- Communication channels (push, SMS, email, IVR) and messaging management
- Customer base segmentation
- Outbound communications with campaign and template manager
- Communication and services history
Get our Loans provision service whitepaper to explore its feature set in detail
MULTICHANNELNESS
Smooth infrastructure that works flawlessly across multiple interfaces
- Low code solution for faster launch and easier lending scaling
- Fully automated flow with the best of class decision making engine
- Flexible system with changes applicable on the go
CONTACT US
Book your demo
session now!
