Подарочные карты лояльности, Казахстан

An all-in service to facilitate digital transactions that create customer value. Enable your digital financial ecosystem with cloud-based infrastructure to operate stored-value items at scale.

Looking for ready-made FinTech products?

USE CASES

Reach your niche and audience with cloud stored-value service

Provide your customers with new open-loop payment options

A digital wallet for electronic money transfers and QR-code payments for goods and services

Create a prepaid closed loop wallet under your own brand

Custom-built eWallets to digitize local businesses and personalize customer financial experiences

Fuel wallet with in-app liter units for gas stations nearby

Add value to your brand with a special mobile app while letting your customers have quick access to fuel at a favorable price

A special wallet for cashback and refund purposes

Stimulate customer engagement with credible cashback and refund policy for online purchases

THE BENEFITS YOU GAIN

Untap the eWallet potential for greater operational efficiency

Cost-effectiveness

Unlike expensive on-prem models, the pay-as-you-go approach lets you optimize your financial business operational costs

Real-time transactions

Impress your customers with instant money tranfers, in-app, in-store, and online payments

Scalable service

Create and manage multiple wallets for all your customers, merchants, and agents with smooth scaling capabilities on demand

One-click advantage

QR technology for instant interactions between customers and merchants like scan-to-pay, immediate cash-in, etc

SERVICE FEATURES

Feature-rich functionality to empower your stored-value business

Wallets

Open-loop wallets with electronic money
Create wallets for customers and business users to keep eMoney assets and use them for further payments and other transactions
Paid closed-loop wallet
Create customer wallets to enable upfront payments for merchant services on favorable terms
Pre-paid wallet to store any kind of values (liters of gasoline, cups of coffee)
Create customer wallets to enable upfront payments for on-demand services
Special wallet to accumulate cash-backs or refunds
Create customer wallets with favorable terms for cashback and refunds

Transfers

P2P (peer-to-peer) transfers
Send money or any other kind of stored value (points, liters, gifts, etc.) to registered and unregistered wallets using a receiver’s phone number. Choose from your in-app Favorites list, phone address book, or input manually
R2P (request-to-pay)
Send your requests directly to remitters’ apps, share a link or generated QR code for making money transfers in one click
Split the bill
Split your recently paid bills with other people by setting the respective shares and sending them requests to pay

P2M (peer-to-merchant) payments

Static QR in-store payments
As a merchant, let customers scan your printed or in-app static QR code to pay for your services with money or any other kind of stored value (points, liters, etc.) at any amount set by a customer
Dynamic QR in-store payments
As a merchant, generate a QR invoice to let customers scan it and pay for your services
In-app payments via a shared link
As a merchant, generate an invoice and share it with customers via any available messenger letting them follow your link to pay for your services
Bill payments
Pay any due bills online with in-app payment features just in one click
P2M refunds
Based on a customer’s request, a merchant or their supervisor with respective access rights can initiate a partial or full refund to a customer

Top-up, withdrawals, and redemption

Cash in and out via cash agents
As a cash agent, scan a static QR code on a customer wallet app to refill customer account with cash or withdraw cash from account
Cash in and out via API-integration with any existing channel
Integrate any third-party payment service or tool via API to enable customers with cash refill and withdrawal options (cards, bank accounts, ATMs, or cash machines etc.)
Store any kind of value on customer wallets
Refill customer wallets with any kind of digital assets (gifts, gas litres, trips, tickets etc.) pre-configured in your closed loop wallet ecosystem
Stored values redemption
Redeem any kind of stored value items via customer and business wallet apps

Get our eWallet service whitepaper to explore its feature set in detail

MULTICHANNELNESS

Smooth infrastructure that works flawlessly across multiple interfaces

Mobile app for customers
Mobile app for business users
Web portal for business users
Tenant admin console (web)
Merchant API
Others (upon integration)

WHAT'S INCLUDED

Manage verifications end-to-end

User experience

Verification methods

Fraud prevention

Security & privacy