Wallet-as-a-Service (WaaS) from Wallet Factory

The way to effectively run the digital wallet business

To run a successful business while being attractive for the customers and merchants, a Wallet operator needs to offer the proper anchoring products matching the key business model pillars.

Wallet Factory’s WaaS model enables your digital wallet business in terms of customer acquisition, engagement and monetization.


Use the WaaS model to digitally empower your business

Provide your customers with new tech-enabled ways to pay for your services online. Delivered and deployed in any country, compliant with any standards. You make profits. We do the rest.

Waas model

who we serve

Right-sized services for ambitious companies

We assist budding SMBs and growing companies in getting the competitive edge in financial business. Offering robust all-in-one digital financial services to your small and midsize company that perfectly fit your today’s and future business needs. You just pay for the service. No strings attached.
small companies

Small companies

Providing businesses with personal financial services for their customers

mid sized companies

Mid-sized companies

Enabling banks with digital transformation benefits of all-round financial platforms

regional markets

Regional markets

Helping mobile providers with new ways to win wider customer audiences

niche specific businesses

Niche-specific businesses

Ensuring merchants and agents with greater monetization opportunities

Waas use cases

Empower your financial business with feature-rich WaaS digital services

Powered by a proprietary Wallet-as-a-Service API infrastructure, Wallet Factory provides a wide range of customer- and merchant-satisfying digital financial services sellable directly from the front-end mobile apps.

Use the WaaS model to:

digital wallet

Run your own digital wallet business from scratch

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Embed the wallet functionality into your existing business models

Electronic money to go cashless

Provide customers & merchants with smooth digital access to all your financial services

Neobanking business

Launch your neobank startup with mobile-first apps for greater customer digital experience

Coalition-based loyalty campaigns

Build rock-solid customer relationships with personalized loyalty programs that drive value

Digitalization of private label cards

Boost the usage of your proprietar cards with secure tokenization & seamless integration

Have another business idea to start? Let’s discuss!

Best services at your taste and choice

Build up your own WaaS starter pack

We care about your (budget) cost-efficiency letting you choose what you really need. Get the most out of our all-in-one service offering, or combine just some services depending on your business requirements and niche specifics.

Implement your online payment infrastructure

Customizable white-label eWallets, tokenizable digital cards, POS terminals based on Android with NFC & QR, and full-featured mobile points of sale (mPOS) apps

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Reinforce customer engagement, retention, and loyalty

An all-in toolset for digital reward campaign to perfectly improve end user experiences with your financial services via precise RFM analysis, bonus programs, personalized emails and push notifications

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Make you customer base a continuous revenue stream

Digital value-generating marketplace built for ongoing sales and cross-sales, recurring gift & voucher purchase offerings

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Leverage WaaS benefits

market readiness

Easy to launch

WaaS services are lightning fast to integrate and offer to your customers


White label advantage

In full alignment with your brand identity

service range customization

Service range customization

Choose the range of services you need for youer customers and pay as you go

kyc compliance

KYC compliance

Fully compliant with any regional standards & regulations

waas offerings we provide

Turn our services into your financial asset


Acquire your customers


Engage your customers


Capitalize on your customer base


Book your demo
session now!

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