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Wallet Factory is a leading FinTech provider of digital wallet solutions. The company’s primary focus is on serving banks and non-banking financial institutions (NBFIs) in emerging markets, where there is a high demand for shifting to a cashlite society. This shift aims to include many unbanked citizens in the financial system, especially youths, women, lower-income populations, micro and small businesses, and those living in rural and remote areas.

The company’s Wallet-as-a-Service (WaaS) model is a key part of their strategy. This model allows for a minimum project set-up fee, a subscription fee for Wallets, Cards, and Rewards based on the number of active users, and revenue sharing from Marketplace products. More sustainable and scalable, it is well-suited to banks and NBFIs looking to launch digital wallet services quickly and cost-effectively.

The company has successfully completed over 30 digital wallet projects in 16 countries across 5 continents, with over 4.5M end customers worldwide. Current WaaS strategy is a logical next step after success of these projects in respective markets.